Take Control of Your Student Loan Debt

by ;
Edition: 3rd
Format: Paperback
Pub. Date: 2001-08-01
Publisher(s): Nolo
List Price: $26.95

Rent Book

Select for Price
There was a problem. Please try again later.

New Book

We're Sorry
Sold Out

Used Book

We're Sorry
Sold Out

eBook

We're Sorry
Not Available

Summary

Provides sample forms and letters and step-by-step instructions for finding and negotiating the best student loan repayment plan, postponing payments, avoiding or getting out of default, and dealing with private school loans,

Table of Contents

The World of Student Loans
Taking Control
2(4)
The Government's Role
6(5)
Getting Help From this Book
11
What Types of Loans Do You Have?
Federal Student Loans
6(10)
Private Loans
16(9)
Other Loans
25
Who Holds Your Student Loans?
Players in the World of Student Loan Financing
2(14)
Figuring Out Who Holds Your Student Loans
16
Making a Budget
Get Organized
3(7)
How Much Can You Afford to Pay?
10
Your Repayment Options
Repayment Plans
4(11)
Accelerated Payment
15(1)
Loan Consolidation
16(9)
Raising Cash
25(5)
Additional Help with Repayment
30
Strategies When You Can't Pay
Conditions for Canceling or Deferring Student Loans
3(21)
Applying for a Cancellation
24(1)
Applying for a Defferment
24(3)
Recertifying Your Defferment
27(1)
Obtaining a Forbearance
28
Consequences of Not Paying Your Loans
Initial Collection Attempts
2(7)
More Serious Collection Efforts
9(41)
Collection Efforts on Private and State Loans
50
Getting Out of Default
Federal Loans
4(13)
Federal Healthcare Loans
17(2)
Private and State-Funded Student Loans
19
If You Attended a Trade or Vocational School
Cancelling a Federal Student Loan
4(12)
Obtaining a Refund
16(7)
If the Holder of Your Loan Sues You
23
Bankruptcy and Student Loans
Bankruptcy Basics
3(6)
When Student Loans Can be Discharged
9(7)
Filing Chapter 13 Bankruptcy if Your Loans Aren't Dischargeable
16
Help Beyond the Book
Do Your Own Legal Research
2(8)
Consult with or Hire a Lawyer
10(6)
Contact a Debt or Credit Counselling Agency
16
Glossary
Appendix
Index

An electronic version of this book is available through VitalSource.

This book is viewable on PC, Mac, iPhone, iPad, iPod Touch, and most smartphones.

By purchasing, you will be able to view this book online, as well as download it, for the chosen number of days.

Digital License

You are licensing a digital product for a set duration. Durations are set forth in the product description, with "Lifetime" typically meaning five (5) years of online access and permanent download to a supported device. All licenses are non-transferable.

More details can be found here.

A downloadable version of this book is available through the eCampus Reader or compatible Adobe readers.

Applications are available on iOS, Android, PC, Mac, and Windows Mobile platforms.

Please view the compatibility matrix prior to purchase.